Value Research Online

Subhash Chandra settled Rs 22,006 cr claims for Rs 6.5 cr

Sat, 29 Aug 2026 16:42:13 +0530

Subhash Chandra's Rs 22,006 crore guarantee claims were settled for Rs 6.5 crore. Here's what the case reveals about personal guarantees and lender risk.

Trust and jargon are dangerous for investors

Sat, 29 Aug 2026 10:00:00 +0530

A mis-selling case involving wealthy NRIs reveals three investing mistakes anyone can make: buying opaque products, mistaking complexity for sophistication and trusting a brand.

Thirty Funds to Six. A Two-Year Exit Plan.

Fri, 28 Aug 2026 16:00:00 +0530

Most people never start the clean-up because they are sure it begins with a tax bill. It doesn't. Find out........................................

SIPs in global funds are shut again. Here is what is left

Fri, 28 Aug 2026 12:00:00 +0530

HSBC has shut its three international funds to fresh SIPs. Here are the options left for Indian investors, from domestic funds to LRS, GIFT City and ETFs.

Micro-SIP vs Regular SIP: Does the KYC Process Differ?

Fri, 28 Aug 2026 11:01:04 +0530

SEBI allows micro-SIPs up to Rs 50,000/year without PAN, but KYC is still required. Learn the document differences, eligibility rules, and when you must switch to full KYC.

How to Adjust Your Equity-Debt Ratio When Real Returns Turn Negative

Fri, 28 Aug 2026 10:55:07 +0530

Fixed Deposit real returns near zero? Learn the goal-horizon framework for equity allocation and tax-efficient ways to rebalance without a big tax bill.

The 3-6-12 Rule: How Many Months of Expenses Should You Save?

Fri, 28 Aug 2026 10:43:26 +0530

Not all households need the same emergency fund. Learn the 3-6-12 rule, the 4-profile matrix, and a 3-bucket structure to size and park your buffer.

'Manufacturing may become a big opportunity in next 10 yrs'

Fri, 28 Aug 2026 09:00:00 +0530

Invesco Mutual Fund’s Aditya Khemani shares where he sees long-term opportunities, why some themes look expensive and how AI could reshape businesses.

Fund manager changes in the Quant Silver ETF

Thu, 27 Aug 2026 23:18:53 +0530

Quant Mutual Fund has announced change in the fund manager in its Quant Silver ETF

A fund is marked for exit. Sell all at once or gradually?

Thu, 27 Aug 2026 18:15:00 +0530

Got an exit recommendation on a mutual fund? Here’s when to sell all at once and when your investment’s age, tax bill or money needs justify waiting.

Your debt fund has a new name. What does it mean?

Thu, 27 Aug 2026 16:41:12 +0530

Several debt funds have changed names under SEBI’s new category framework. Here’s what the changes mean for your investment, SIP, tax and holding period.

NSDL had the market share. Then why did investors lose?

Thu, 27 Aug 2026 16:15:03 +0530

NSDL dominates India's demat wealth, but its stock has lagged. Here's why its vast custody base and market share don't easily translate into earnings growth.

Why the Global 4 Per Cent Retirement Rule May Not Work in India

Thu, 27 Aug 2026 12:22:57 +0530

The 4 per cent rule assumes US inflation and taxes. See why Indian retirees may need a 3–3.5 per cent safe withdrawal rate and a bucket strategy instead.

50/30/20 vs 60/20/20: Best Budget Rule for High-Rent Indian Cities

Thu, 27 Aug 2026 12:11:58 +0530

Struggling to fit rent into the 50/30/20 rule? Compare it with 60/20/20 for Indian metros, with income-level examples and a path back to 50/30/20.

5 Things to Know Before Starting a Rs 100 Micro-SIP

Thu, 27 Aug 2026 12:07:07 +0530

Thinking of starting a Rs 100 SIP? Learn SEBI's micro-SIP rules, real compounding math, expense ratio impact, and step-up strategy before investing.

5 Criteria to Choose the Best Auto-Sweep Savings Account

Thu, 27 Aug 2026 11:53:46 +0530

Learn how to pick the right auto-sweep savings account by comparing thresholds, FD rates, premature withdrawal penalties, and post-tax returns across top banks.

Name change of few schemes in HDFC Mutual Fund

Wed, 26 Aug 2026 16:39:45 +0530

HDFC Mutual Fund has announced some changes in the name of its few schemes

When the market didn't take your money, you did

Wed, 26 Aug 2026 16:16:59 +0530

Some investors proved that panic turns a market fall into a real loss. Others pointed to Japan, failed companies and the risks of waiting forever.

SBI Mutual Fund announces name changes for few schemes

Wed, 26 Aug 2026 16:11:30 +0530

SBI Mutual Fund has declared change in the name of its few schemes

Switch to Direct, or stay put? We do the maths

Wed, 26 Aug 2026 10:46:53 +0530

Switching from regular to direct mutual funds can trigger capital gains tax, but staying may cost you more through higher fees. Here’s how to weigh the trade-off.