Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
HSBC Equity Savings Fund
|
Moderately High
|
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1.51 |
|||
Low to Moderate
|
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0.97 |
||||
Moderately High
|
Please wait... |
1.80 |
||||
Moderately High
|
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1.19 |
||||
Moderately High
|
Please wait... |
1.32 |
₹407 Cr
0.50 (30)
5,000
500
500
12
Investment Strategy
The scheme seeks to generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments.
Suitability
"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Capital Gains Taxation
Dividend Taxation
HSBC Equity Savings Fund invests about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit.
Mutual funds can be bought directly from the website of the fund house. For instance, HSBC Equity Savings Fund fund can be purchased from the website of HSBC Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of HSBC Equity Savings Fund is ₹32.2654 as of 18-Aug-2024.
The AUM of HSBC Equity Savings Fund Fund is ₹407 Cr as of 31-Jul-2024
The riskometer level of HSBC Equity Savings Fund is Moderately High. See More
Company | Percentage of Portfolio |
---|---|
GOI Sec 7.38 20/06/2027 |
3.77
|
GOI Sec 5.22 15/06/2025 |
3.66
|
REC Ltd SR-128 Bonds 8.57 21/12/2024 |
2.72
|
National Housing Bank Debenture 7.59 14/07/2027 |
2.50
|
GOI Sec 6.18 04/11/2024 |
2.49
|
As of 31-Jul-2024, HSBC Equity Savings Fund had invested 39.74% in Equity, 36.51% in Cash & Cash Eq. and 23.75% in Debt See More
HSBC Equity Savings Fund is 12 years 10 months old. It has delivered 9.55% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
26.43%
|
13.11%
|
13.62%
|
10.04%
|
9.72%
|
9.55%
|
No, There is no lock in period in HSBC Equity Savings Fund.
The expense ratio of HSBC Equity Savings Fund is 1.51.