Income Investor

Income Investor

The Value Research way of earning dependable income from your investments.

Income-generating Guide

Gain financial security. Discover how and where to invest to generate regular income from your investments.

your-fd-safety-net-bigger-than-you-think

Your FD safety net is bigger than you think

How spreading your FDs across big and small finance banks safeguards your money and helps earn better returns

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Tax-loss harvesting in mutual funds: Does it work in 2026?

We look at what tax harvesting means and whether it still makes sense for mutual fund investors

three-principles-of-long-term-investing-madhu-lunawat

Three principles of long-term investing

Here's how professional investors approach small-cap opportunities and risk. Madhu Lunawat explains the discipline behind long-term wealth creation.

problem-with-your-emergency-fund

The problem with your emergency fund

A three-layer framework to help you structure your emergency fund the right way

swp-turn-mutual-fund-into-regular-income

SWP: Turn your mutual fund into a paycheque

Regular income, tax efficiency and full control, SWPs offer the best of all worlds

rs-3-lakh-crore-debt-fund-outflows-march-2026

Rs 3 lakh crore out. Should debt fund investors panic?

The number looks alarming. Here's why it is more noise than signal.

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Park your emergency fund smarter, not just safer

The right options keep your money accessible and quietly growing

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Is your emergency fund safe enough?

The best emergency fund isn't the one that earns the most; it's the one that holds up when you need it most

20-per-cent-returns-rs-1-lakh-month-realistic-unreasonable

20% returns, ₹1 lakh a month: Realistic or unreasonable?

Expecting double-digit returns and large withdrawals sounds like a dream. However, market realities may make this goal difficult to sustain.

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Build your safety net with the right funds

We also tell you how to structure your emergency corpus the right way

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Dive deeper

Further resources to help you deepen your understanding.

Pick debt funds with confidence

This ebook highlights the risks you face as a debt fund investor and how you can mitigate them. Equipped with this knowledge, you will be able to choose debt funds capable of delivering stable returns and avoid the ones that may give unpleasant surprises.

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The roadmap to wealth creation

Learning how to grow your savings is a skill we all should acquire. While accumulating a handsome corpus may look like a challenging task, it may not necessarily be difficult. This ebook explains how small contributions can help you accumulate a considerable corpus.

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Master plan to retire rich

Are you retiring now? Wondering where and how you should invest your money to generate inflation-adjusted income throughout your golden years? Here’s the answer.

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