DSP Short Term Fund

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Value Research Rating

3 star

Analyst’s Choice

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Riskometer

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Moderate

₹43.4278 0.02%

As on 13-Aug-2024

Returns

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Calculate SIP Returns of DSP Short Term Fund

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Moderate risk.

Low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of DSP Short Term Fund

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of DSP Short Term Fund

Assets info

₹2,893 Cr

Exit Load (Days) info

--

Min. Investment (₹)

100

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

100

Min. No of Cheques

12

Investment Strategy

The scheme seeks to generate income commensurate with prudent risk, from a portfolio constituted of money market securities and debt securities.

Suitability

"Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.

The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.

Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run."

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 2 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 2 years from the date of investment: Gains are taxed at the rate of 12.5%.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for DSP Short Term Fund

DSP Short Term Fund is mandated to invest in bonds such that the duration of the portfolio is between one and three years.

Mutual funds can be bought directly from the website of the fund house. For instance, DSP Short Term Fund fund can be purchased from the website of DSP Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of DSP Short Term Fund is ₹43.4278 as of 14-Aug-2024.

The AUM of DSP Short Term Fund Fund is ₹2,893 Cr as of 31-Jul-2024

The riskometer level of DSP Short Term Fund is Moderate. See More

Company Percentage of Portfolio

GOI Sec 7.02 18/06/2031

9.66

GOI Sec 7.10 08/04/2034

6.44

National Bank For Agriculture & Rural Development SR 25B Bonds 7.64 06/12/2029

6.14

GOI GOI FRB 22/09/2033

5.48

GOI Sec 7.37 23/10/2028

3.77
See More

As of 31-Jul-2024, DSP Short Term Fund had invested 97.38% in Debt and 2.62% in Cash & Cash Eq. See More

DSP Short Term Fund is 21 years 11 months old. It has delivered 6.92% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
7.14%
5.07%
5.88%
6.04%
6.88%
6.92%

No, There is no lock in period in DSP Short Term Fund.

The expense ratio of DSP Short Term Fund is 0.93.

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