Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
UTI Medium to Long Duration Fund - Direct Plan
|
Moderate
|
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1.24 |
|||
Moderate
|
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0.62 |
||||
Moderately High
|
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0.78 |
||||
Moderate
|
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0.69 |
||||
Moderate
|
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0.69 |
₹301 Cr
--
500
500
500
6
Investment Strategy
The scheme seeks to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.
Suitability
"Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.
Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.
We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."
Capital Gains Taxation
Dividend Taxation
1 min read•By News Desk
UTI Medium to Long Duration Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between four to seven years.
Mutual funds can be bought directly from the website of the fund house. For instance, UTI Medium to Long Duration Fund - Direct Plan fund can be purchased from the website of UTI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of UTI Medium to Long Duration Fund - Direct Plan is ₹74.2834 as of 14-Aug-2024.
The AUM of UTI Medium to Long Duration Fund - Direct Plan Fund is ₹301 Cr as of 31-Jul-2024
The riskometer level of UTI Medium to Long Duration Fund - Direct Plan is Moderate. See More
Company | Percentage of Portfolio |
---|---|
GOI Sec 7.18 24/07/2037 |
50.65
|
GOI Sec 7.10 08/04/2034 |
10.08
|
Power Finance Corporation Ltd SR BS227B Debenture 7.77 15/04/2028 |
8.36
|
LIC Housing Finance Ltd Fixed Deposits 7.67 15/04/2033 |
8.32
|
Jamnagar Utilities and Power Pvt. Ltd SR PPD7 Debenture 7.90 10/08/2028 |
6.67
|
As of 31-Jul-2024, UTI Medium to Long Duration Fund - Direct Plan had invested 96.93% in Debt and 3.07% in Cash & Cash Eq. See More
UTI Medium to Long Duration Fund - Direct Plan is 11 years 7 months old. It has delivered 6.91% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
7.78%
|
10.56%
|
6.72%
|
4.60%
|
6.82%
|
6.91%
|
No, There is no lock in period in UTI Medium to Long Duration Fund - Direct Plan.
The expense ratio of UTI Medium to Long Duration Fund - Direct Plan is 1.24.