Widely used:
Analyst’s Choice
Value Research Rating
Analyst’s Choice
Riskometer
Moderate
₹3,880.0102 0.02%
As on 13-Aug-2024
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
|---|---|---|---|---|---|---|
|
SBI Liquid Fund - Direct Plan
|
|
|
Moderate
|
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0.20 |
|
 |
|
Moderate
|
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0.21 |
||
 |
|
Moderate
|
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0.20 |
||
|
|
Moderate
|
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0.17 |
||
|
|
Low to Moderate
|
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0.12 |
₹68,877 Cr
0.01 (1)
500
500
500
12
Investment Strategy
The scheme seeks to provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.
Suitability
"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
Dividend Taxation
SBI Liquid Fund - Direct Plan is mandated to invest in bonds having a maturity of up to three months.
Mutual funds can be bought directly from the website of the fund house. For instance, SBI Liquid Fund - Direct Plan fund can be purchased from the website of SBI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of SBI Liquid Fund - Direct Plan is ₹3,880.0102 as of 14-Aug-2024.
The AUM of SBI Liquid Fund - Direct Plan Fund is ₹68,877 Cr as of 31-Jul-2024
The riskometer level of SBI Liquid Fund - Direct Plan is Moderate. See More
| Company | Percentage of Portfolio |
|---|---|
|
Reserve Bank of India T-Bills 91-D 10/10/2024 |
5.73
|
|
Union Bank of India CD 18/09/2024 |
4.32
|
|
Punjab National Bank CD 18/09/2024 |
4.03
|
|
Reserve Bank of India T-Bills 91-D 24/10/2024 |
3.75
|
|
Punjab National Bank CD 06/08/2024 |
2.90
|
As of 31-Jul-2024, SBI Liquid Fund - Direct Plan had invested 107.33% in Debt and -7.33% in Cash & Cash Eq. See More
SBI Liquid Fund - Direct Plan is 11 years 7 months old. It has delivered 6.80% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
7.39%
|
5.96%
|
5.26%
|
5.80%
|
6.41%
|
6.80%
|
No, There is no lock in period in SBI Liquid Fund - Direct Plan.
The expense ratio of SBI Liquid Fund - Direct Plan is 0.20.
Mutual Funds 
SBI SBI Liquid Fund - Direct Plan
