Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
Navi Liquid Fund - Direct Plan
|
Low to Moderate
|
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0.15 |
|||
Moderate
|
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0.21 |
||||
Moderate
|
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0.20 |
||||
Moderate
|
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0.17 |
||||
Low to Moderate
|
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0.12 |
₹79 Cr
0.01 (1)
10
1,000
10
12
Investment Strategy
The Scheme seeks to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and debt securities.
Suitability
"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
Dividend Taxation
1 min read•By News Desk
1 min read•By News Desk
Navi Liquid Fund - Direct Plan is mandated to invest in bonds having a maturity of up to three months.
Mutual funds can be bought directly from the website of the fund house. For instance, Navi Liquid Fund - Direct Plan fund can be purchased from the website of Navi Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Navi Liquid Fund - Direct Plan is ₹27.0315 as of 14-Aug-2024.
The AUM of Navi Liquid Fund - Direct Plan Fund is ₹79 Cr as of 31-Jul-2024
The riskometer level of Navi Liquid Fund - Direct Plan is Low to Moderate. See More
Company | Percentage of Portfolio |
---|---|
Reserve Bank of India T-Bills 182-D 12/09/2024 |
12.62
|
REC Ltd Debenture 9.34 25/08/2024 |
9.55
|
Kotak Mahindra Bank Ltd CD 06/09/2024 |
8.84
|
Motilal Oswal Financial Services Ltd CP 91-D 12/09/2024 |
8.82
|
Reserve Bank of India T-Bills 91-D 02/08/2024 |
6.36
|
As of 31-Jul-2024, Navi Liquid Fund - Direct Plan had invested 95.93% in Debt and 4.07% in Cash & Cash Eq. See More
Navi Liquid Fund - Direct Plan is 11 years 7 months old. It has delivered 6.81% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
6.93%
|
5.91%
|
5.06%
|
5.68%
|
6.38%
|
6.81%
|
No, There is no lock in period in Navi Liquid Fund - Direct Plan.
The expense ratio of Navi Liquid Fund - Direct Plan is 0.15.