Widely used:Analyst’s Choice
Value Research Rating
Analyst’s Choice
Riskometer
Moderately High
₹40.8226 0.02%
As on 13-Aug-2024
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
|---|---|---|---|---|---|---|
|
DSP Credit Risk Fund
|
|
|
Moderately High
|
Please wait... |
1.14 |
|
 |
|
High
|
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1.45 |
||
 |
|
Moderately High
|
Please wait... |
1.57 |
||
|
|
High
|
Please wait... |
1.45 |
||
 |
|
High
|
Please wait... |
1.55 |
₹192 Cr
1.00 (364)
100
500
100
6
Investment Strategy
The scheme seeks to generate returns commensurate with risk from a portfolio constituted of money market securities and debt securities.
Suitability
"Credit risk funds invest mainly in bonds which are rated AA or below by credit rating agencies. The lower rating indicates a higher possibility of these bonds defaulting on repayment of investors' money. Therefore, these funds are the riskiest among debt fund categories. But they compensate for this additional risk with a higher return potential as these bonds offer better rates of interest than the highest rated bonds.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Capital Gains Taxation
Dividend Taxation
1 min read•By Value Research
DSP Credit Risk Fund is mandated to invest at least 65 per cent of its assets in corporate bonds rated AA and below.
Mutual funds can be bought directly from the website of the fund house. For instance, DSP Credit Risk Fund fund can be purchased from the website of DSP Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of DSP Credit Risk Fund is ₹40.8226 as of 14-Aug-2024.
The AUM of DSP Credit Risk Fund Fund is ₹192 Cr as of 31-Jul-2024
The riskometer level of DSP Credit Risk Fund is Moderately High. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.10 08/04/2034 |
10.78
|
|
NUVOCO Vistas Corp Ltd Bonds/NCD 7.75 28/08/2025 |
8.33
|
|
Nirma Ltd SR VII TR B Debenture 8.40 07/04/2026 |
8.11
|
|
JSW Steel Ltd Debenture 8.50 12/10/2027 |
8.06
|
|
Godrej Industries Ltd NCD 7.17 14/05/2025 |
7.87
|
As of 31-Jul-2024, DSP Credit Risk Fund had invested 95.65% in Debt and 4.35% in Cash & Cash Eq. See More
DSP Credit Risk Fund is 21 years 3 months old. It has delivered 6.84% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
15.60%
|
10.00%
|
7.86%
|
5.66%
|
6.93%
|
6.84%
|
No, There is no lock in period in DSP Credit Risk Fund.
The expense ratio of DSP Credit Risk Fund is 1.14.
Mutual Funds 
DSP DSP Credit Risk Fund
