Widely used:Analyst’s Choice
Value Research Rating
Analyst’s Choice
Riskometer
High
₹41.9957 -0.27%
As on 13-Aug-2024
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
|---|---|---|---|---|---|---|
|
UTI Unit Linked Insurance Plan - Direct Plan
|
|
|
High
|
Please wait... |
0.91 |
|
 |
|
Very High
|
Please wait... |
0.73 |
||
 |
|
Very High
|
Please wait... |
0.85 |
||
|
|
Very High
|
Please wait... |
0.40 |
||
|
|
High
|
Please wait... |
0.36 |
₹5,487 Cr
--
15,000
--
500
6
Investment Strategy
An open-ended balance fund with an objective of investing not more than 40% of the funds in equity and equity related instrument and balance in debt and money market instruments with low to medium risk profile. Investment by and individual in the scheme is eligible for deduction from the income under section 80C of the IT Act 1661. In addition the scheme also offers Life Insurance and Accident Insurance cover.
Suitability
"When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other dynamic asset allocation fund, if you need to redeem your investment in less than five years."
Capital Gains Taxation
The following tax treatment is based upon last 12-months average equity allocation and may vary from other funds in the category.
Dividend Taxation
1 min read•By News Desk
1 min read•By News Desk
UTI Unit Linked Insurance Plan - Direct Plan invests in a mix of equity and fixed-income securities. The proportion of the two is dynamically managed and may keep varying depending on the market outlook of the fund manager.
Mutual funds can be bought directly from the website of the fund house. For instance, UTI Unit Linked Insurance Plan - Direct Plan fund can be purchased from the website of UTI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of UTI Unit Linked Insurance Plan - Direct Plan is ₹41.9957 as of 14-Aug-2024.
The AUM of UTI Unit Linked Insurance Plan - Direct Plan Fund is ₹5,487 Cr as of 31-Jul-2024
The riskometer level of UTI Unit Linked Insurance Plan - Direct Plan is High. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.18 24/07/2037 |
12.97
|
|
GOI Sec 7.41 19/12/2036 |
7.07
|
|
GOI Sec 7.10 08/04/2034 |
5.67
|
|
GOI Sec 7.32 13/11/2030 |
4.65
|
|
GOI Sec 7.23 15/04/2039 |
4.37
|
As of 31-Jul-2024, UTI Unit Linked Insurance Plan - Direct Plan had invested 58.47% in Debt, 38.84% in Equity and 2.69% in Cash & Cash Eq. See More
UTI Unit Linked Insurance Plan - Direct Plan is 11 years 7 months old. It has delivered 9.40% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
14.25%
|
8.42%
|
11.29%
|
8.34%
|
9.23%
|
9.40%
|
No, There is no lock in period in UTI Unit Linked Insurance Plan - Direct Plan.
The expense ratio of UTI Unit Linked Insurance Plan - Direct Plan is 0.91.
Mutual Funds 
UTI UTI Unit Linked Insurance Plan - Direct Plan
