Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
Kotak Gilt Investment Provident Fund and Trust Plan - Direct Plan
|
Moderate
|
Please wait... |
0.40 |
|||
Moderate
|
Please wait... |
0.46 |
||||
Moderate
|
Please wait... |
0.56 |
||||
Moderate
|
Please wait... |
0.47 |
||||
Moderate
|
Please wait... |
0.47 |
₹3,311 Cr
--
100
1,000
100
1
Investment Strategy
The scheme seeks to generate risk-free returns through investments in sovereign securities. The savings plan (D) will provide regular dividend payouts. A portion of the fund will be invested in inter bank money market in order to meet the liquidity requirement.
Suitability
"This is a fund that invests mainly in bonds issued by the government of India. These bonds do not carry any risk of default since the repayment of investors' money is backed by the government. But they are prone to sharp ups and downs because of changes in interest rates.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Capital Gains Taxation
Dividend Taxation
1 min read•By News Desk
Kotak Gilt Investment Provident Fund and Trust Plan - Direct Plan is mandated to invest at least 80 per cent of its assets in bonds issued by the government of India.
Mutual funds can be bought directly from the website of the fund house. For instance, Kotak Gilt Investment Provident Fund and Trust Plan - Direct Plan fund can be purchased from the website of Kotak Mahindra Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Kotak Gilt Investment Provident Fund and Trust Plan - Direct Plan is ₹104.6447 as of 14-Aug-2024.
The AUM of Kotak Gilt Investment Provident Fund and Trust Plan - Direct Plan Fund is ₹3,311 Cr as of 31-Jul-2024
The riskometer level of Kotak Gilt Investment Provident Fund and Trust Plan - Direct Plan is Moderate. See More
Company | Percentage of Portfolio |
---|---|
GOI Sec 7.30 19/06/2053 |
28.80
|
GOI Sec 7.25 12/06/2063 |
23.95
|
GOI Sec 7.46 06/11/2073 |
12.36
|
GOI Sec 7.34 22/04/2064 |
11.91
|
GOI Sec 7.18 24/07/2037 |
6.62
|
As of 31-Jul-2024, Kotak Gilt Investment Provident Fund and Trust Plan - Direct Plan had invested 98.11% in Debt and 1.89% in Cash & Cash Eq. See More
Kotak Gilt Investment Provident Fund and Trust Plan - Direct Plan is 11 years 7 months old. It has delivered 8.37% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
9.40%
|
6.69%
|
7.30%
|
7.44%
|
9.07%
|
8.37%
|
No, There is no lock in period in Kotak Gilt Investment Provident Fund and Trust Plan - Direct Plan.
The expense ratio of Kotak Gilt Investment Provident Fund and Trust Plan - Direct Plan is 0.40.