Widely used:
Analyst’s Choice
Value Research Rating
Analyst’s Choice
Riskometer
Moderately High
₹33.6237 -0.17%
As on 13-Aug-2024
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
|---|---|---|---|---|---|---|
|
Bandhan Asset Allocation Fund - Conservative Plan - Direct Plan
|
|
|
Moderately High
|
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0.27 |
|
 |
|
High
|
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0.61 |
||
 |
|
High
|
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0.91 |
||
|
|
Moderately High
|
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1.24 |
||
|
|
Moderately High
|
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0.49 |
₹6 Cr
1.00 (365)
1,000
500
100
6
Investment Strategy
The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.
Suitability
"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Capital Gains Taxation
Dividend Taxation
The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.
Mutual funds can be bought directly from the website of the fund house. For instance, Bandhan Asset Allocation Fund - Conservative Plan - Direct Plan fund can be purchased from the website of Bandhan Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Bandhan Asset Allocation Fund - Conservative Plan - Direct Plan is ₹33.6237 as of 14-Aug-2024.
The AUM of Bandhan Asset Allocation Fund - Conservative Plan - Direct Plan Fund is ₹6 Cr as of 31-Jul-2024
The riskometer level of Bandhan Asset Allocation Fund - Conservative Plan - Direct Plan is Moderately High. See More
| Company | Percentage of Portfolio |
|---|---|
|
Bandhan Bond Short Term Direct-G |
30.65
|
|
Bandhan Low Duration Direct-G |
28.09
|
|
Bandhan Liquid Direct-G |
14.75
|
As of 31-Jul-2024, Bandhan Asset Allocation Fund - Conservative Plan - Direct Plan had invested 73.64% in Debt, 22.43% in Equity and 3.93% in Cash & Cash Eq. See More
Bandhan Asset Allocation Fund - Conservative Plan - Direct Plan is 11 years 7 months old. It has delivered 9.02% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
13.16%
|
8.13%
|
8.80%
|
7.87%
|
8.77%
|
9.02%
|
No, There is no lock in period in Bandhan Asset Allocation Fund - Conservative Plan - Direct Plan.
The expense ratio of Bandhan Asset Allocation Fund - Conservative Plan - Direct Plan is 0.27.
Mutual Funds 
Bandhan Bandhan Asset Allocation Fund - Conservative Plan - Direct Plan
