Widely used:Analyst’s Choice
Value Research Rating
Analyst’s Choice
Riskometer
Moderate
₹29.3040 -0.38%
As on 13-Aug-2024
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
|---|---|---|---|---|---|---|
|
DSP Dynamic Asset Allocation Fund - Direct Plan
|
|
|
Moderate
|
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0.74 |
|
 |
|
Very High
|
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0.73 |
||
 |
|
Very High
|
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0.85 |
||
|
|
Very High
|
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0.40 |
||
|
|
High
|
Please wait... |
0.36 |
₹3,212 Cr
1.00 (364)
100
500
100
6
Investment Strategy
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Suitability
"When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other dynamic asset allocation fund, if you need to redeem your investment in less than five years."
Capital Gains Taxation
The following tax treatment is based upon last 12-months average equity allocation and may vary from other funds in the category.
Dividend Taxation
DSP Dynamic Asset Allocation Fund - Direct Plan invests in a mix of equity and fixed-income securities. The proportion of the two is dynamically managed and may keep varying depending on the market outlook of the fund manager.
Mutual funds can be bought directly from the website of the fund house. For instance, DSP Dynamic Asset Allocation Fund - Direct Plan fund can be purchased from the website of DSP Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of DSP Dynamic Asset Allocation Fund - Direct Plan is ₹29.3040 as of 14-Aug-2024.
The AUM of DSP Dynamic Asset Allocation Fund - Direct Plan Fund is ₹3,212 Cr as of 31-Jul-2024
The riskometer level of DSP Dynamic Asset Allocation Fund - Direct Plan is Moderate. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.32 13/11/2030 |
3.71
|
|
GOI Sec 7.38 20/06/2027 |
3.18
|
|
GOI Sec 7.17 17/04/2030 |
2.57
|
|
GOI Sec 7.06 10/04/2028 |
1.92
|
|
REC Ltd SR 220-A NCD 7.77 31/03/2028 |
1.61
|
As of 31-Jul-2024, DSP Dynamic Asset Allocation Fund - Direct Plan had invested 36.84% in Cash & Cash Eq., 33.1% in Debt and 30.06% in Equity See More
DSP Dynamic Asset Allocation Fund - Direct Plan is 10 years 6 months old. It has delivered 10.76% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
21.44%
|
11.02%
|
12.77%
|
10.69%
|
10.52%
|
10.76%
|
No, There is no lock in period in DSP Dynamic Asset Allocation Fund - Direct Plan.
The expense ratio of DSP Dynamic Asset Allocation Fund - Direct Plan is 0.74.
Mutual Funds 
DSP DSP Dynamic Asset Allocation Fund - Direct Plan
