Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
Motilal Oswal ELSS Tax Saver Fund - Regular Plan
|
Very High
|
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1.84 |
|||
Very High
|
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1.61 |
||||
Very High
|
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1.63 |
||||
Very High
|
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1.71 |
||||
Very High
|
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1.73 |
₹3,835 Cr
--
500
500
500
12
Investment Strategy
The Scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments.
Suitability
"When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.
But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.
Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.
Capital Gains Taxation
Dividend Taxation
Motilal Oswal ELSS Tax Saver Fund - Regular Plan is mandated to invest at least 80 per cent of its assets in equity stocks. It offers tax exemption under Section 80C of the Indian income tax laws. As per this section, investments of up to Rs 1.5 lakh in a financial year in eligible securities are exempt from tax.
Mutual funds can be bought directly from the website of the fund house. For instance, Motilal Oswal ELSS Tax Saver Fund - Regular Plan fund can be purchased from the website of Motilal Oswal Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Motilal Oswal ELSS Tax Saver Fund - Regular Plan is ₹49.9244 as of 14-Aug-2024.
The AUM of Motilal Oswal ELSS Tax Saver Fund - Regular Plan Fund is ₹3,835 Cr as of 31-Jul-2024
The riskometer level of Motilal Oswal ELSS Tax Saver Fund - Regular Plan is Very High. See More
Company | Percentage of Portfolio |
---|---|
7.51
|
|
6.69
|
|
5.00
|
|
4.98
|
|
4.35
|
As of 31-Jul-2024, Motilal Oswal ELSS Tax Saver Fund - Regular Plan had invested 99.26% in Equity, 0.38% in Cash & Cash Eq. and 0.36% in Debt See More
Motilal Oswal ELSS Tax Saver Fund - Regular Plan is 9 years 6 months old. It has delivered 18.30% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
59.23%
|
23.91%
|
25.29%
|
17.15%
|
--
|
18.30%
|
Yes, There is lock in period in Motilal Oswal ELSS Tax Saver Fund - Regular Plan.
The expense ratio of Motilal Oswal ELSS Tax Saver Fund - Regular Plan is 1.84.