Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
DSP Liquidity Fund - Regular Plan
|
Low to Moderate
|
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0.20 |
|||
Moderate
|
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0.34 |
||||
Moderate
|
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0.29 |
||||
Moderate
|
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0.34 |
||||
Moderate
|
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0.27 |
₹15,275 Cr
0.01 (1)
100
500
100
12
Investment Strategy
The fund seeks to generate reasonable return commensurate with low risk and high degree of liquidity from a portfolio of money market and high quality debt securities.
Suitability
"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."
Capital Gains Taxation
Dividend Taxation
1 min read•By Value Research
1 min read•By Value Research
DSP Liquidity Fund - Regular Plan is mandated to invest in bonds having a maturity of up to three months.
Mutual funds can be bought directly from the website of the fund house. For instance, DSP Liquidity Fund - Regular Plan fund can be purchased from the website of DSP Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of DSP Liquidity Fund - Regular Plan is ₹3,507.2073 as of 14-Aug-2024.
The AUM of DSP Liquidity Fund - Regular Plan Fund is ₹15,275 Cr as of 31-Jul-2024
The riskometer level of DSP Liquidity Fund - Regular Plan is Low to Moderate. See More
Company | Percentage of Portfolio |
---|---|
Reserve Bank of India T-Bills 91-D 15/08/2024 |
5.88
|
Reserve Bank of India T-Bills 91-D 26/09/2024 |
3.56
|
HDFC Bank Ltd CD 11/09/2024 |
3.25
|
Reserve Bank of India T-Bills 182-D 29/08/2024 |
2.96
|
National Bank For Agriculture & Rural Development CP 91-D 11/09/2024 |
2.60
|
As of 31-Jul-2024, DSP Liquidity Fund - Regular Plan had invested 103.28% in Debt and -3.28% in Cash & Cash Eq. See More
DSP Liquidity Fund - Regular Plan is 18 years 8 months old. It has delivered 6.93% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
7.32%
|
5.88%
|
5.16%
|
5.73%
|
6.35%
|
6.93%
|
No, There is no lock in period in DSP Liquidity Fund - Regular Plan.
The expense ratio of DSP Liquidity Fund - Regular Plan is 0.20.