Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
Motilal Oswal Balance Advantage Fund - Regular Plan
|
Very High
|
Please wait... |
2.17 |
|||
Very High
|
Please wait... |
1.36 |
||||
Very High
|
Please wait... |
1.47 |
||||
Very High
|
Please wait... |
1.59 |
||||
High
|
Please wait... |
1.69 |
₹1,271 Cr
1.00 (365)
500
500
500
12
Investment Strategy
The scheme seeks to generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives & International Stocks, debt, money market instruments.
Suitability
"When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other dynamic asset allocation fund, if you need to redeem your investment in less than five years."
Capital Gains Taxation
The following tax treatment is based upon last 12-months average equity allocation and may vary from other funds in the category.
Dividend Taxation
Motilal Oswal Balance Advantage Fund - Regular Plan invests in a mix of equity and fixed-income securities. The proportion of the two is dynamically managed and may keep varying depending on the market outlook of the fund manager.
Mutual funds can be bought directly from the website of the fund house. For instance, Motilal Oswal Balance Advantage Fund - Regular Plan fund can be purchased from the website of Motilal Oswal Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Motilal Oswal Balance Advantage Fund - Regular Plan is ₹21.3742 as of 14-Aug-2024.
The AUM of Motilal Oswal Balance Advantage Fund - Regular Plan Fund is ₹1,271 Cr as of 31-Jul-2024
The riskometer level of Motilal Oswal Balance Advantage Fund - Regular Plan is Very High. See More
Company | Percentage of Portfolio |
---|---|
Muthoot Finance Ltd SR XXVI OPT III Debenture 6.75 05/05/2025 |
2.71
|
GOI Sec 7.06 10/04/2028 |
2.38
|
HDB Financial Services Ltd SR A/1(FX)/169 OPT 3 Debenture 6.35 11/09/2026 |
2.28
|
Cholamandalam Investment & Finance Company Ltd SR 621 Bonds 7.32 28/04/2026 |
1.94
|
Karnataka State SDL 7.76 13/12/2027 |
1.20
|
As of 31-Jul-2024, Motilal Oswal Balance Advantage Fund - Regular Plan had invested 63.37% in Equity, 20.98% in Cash & Cash Eq. and 15.65% in Debt See More
Motilal Oswal Balance Advantage Fund - Regular Plan is 7 years 10 months old. It has delivered 10.12% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
17.88%
|
11.42%
|
11.99%
|
9.26%
|
--
|
10.12%
|
No, There is no lock in period in Motilal Oswal Balance Advantage Fund - Regular Plan.
The expense ratio of Motilal Oswal Balance Advantage Fund - Regular Plan is 2.17.