Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
Bandhan Credit Risk Fund - Regular Plan
|
Moderately High
|
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1.68 |
|||
High
|
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1.45 |
||||
Moderately High
|
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1.57 |
||||
High
|
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1.45 |
||||
High
|
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1.55 |
₹334 Cr
1.00 (365)
1,000
500
100
6
Investment Strategy
The Fund seeks to generate returns by predominantly investing AA and below rated corporate debt securities across maturities.
Suitability
"Credit risk funds invest mainly in bonds which are rated AA or below by credit rating agencies. The lower rating indicates a higher possibility of these bonds defaulting on repayment of investors' money. Therefore, these funds are the riskiest among debt fund categories. But they compensate for this additional risk with a higher return potential as these bonds offer better rates of interest than the highest rated bonds.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Capital Gains Taxation
Dividend Taxation
1 min read•By News Desk
Bandhan Credit Risk Fund - Regular Plan is mandated to invest at least 65 per cent of its assets in corporate bonds rated AA and below.
Mutual funds can be bought directly from the website of the fund house. For instance, Bandhan Credit Risk Fund - Regular Plan fund can be purchased from the website of Bandhan Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Bandhan Credit Risk Fund - Regular Plan is ₹15.3979 as of 14-Aug-2024.
The AUM of Bandhan Credit Risk Fund - Regular Plan Fund is ₹334 Cr as of 31-Jul-2024
The riskometer level of Bandhan Credit Risk Fund - Regular Plan is Moderately High. See More
Company | Percentage of Portfolio |
---|---|
GOI Sec 7.18 24/07/2037 |
19.78
|
Century Textiles & Industries Ltd SR XXI Debenture 8.10 25/04/2026 |
11.97
|
Godrej Industries Ltd NCD 7.17 14/05/2025 |
11.87
|
Tata Projects Ltd SR M Debenture 8.43 06/02/2026 |
9.01
|
Bharti Telecom Ltd SR XVI Debenture 8.90 04/12/2025 |
7.50
|
As of 31-Jul-2024, Bandhan Credit Risk Fund - Regular Plan had invested 95.08% in Debt and 4.92% in Cash & Cash Eq. See More
Bandhan Credit Risk Fund - Regular Plan is 7 years 5 months old. It has delivered 5.96% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
6.64%
|
5.02%
|
5.58%
|
5.70%
|
--
|
5.96%
|
No, There is no lock in period in Bandhan Credit Risk Fund - Regular Plan.
The expense ratio of Bandhan Credit Risk Fund - Regular Plan is 1.68.