Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
UTI Equity Savings Fund - Regular Plan
|
Moderate
|
Please wait... |
1.51 |
|||
Low to Moderate
|
Please wait... |
0.97 |
||||
Moderately High
|
Please wait... |
1.81 |
||||
Moderately High
|
Please wait... |
1.19 |
||||
Moderately High
|
Please wait... |
1.31 |
₹442 Cr
--
5,000
--
500
6
Investment Strategy
The Scheme seeks to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.
Suitability
"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Capital Gains Taxation
Dividend Taxation
1 min read•By Value Research
UTI Equity Savings Fund - Regular Plan invests about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit.
Mutual funds can be bought directly from the website of the fund house. For instance, UTI Equity Savings Fund - Regular Plan fund can be purchased from the website of UTI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of UTI Equity Savings Fund - Regular Plan is ₹17.3976 as of 14-Aug-2024.
The AUM of UTI Equity Savings Fund - Regular Plan Fund is ₹442 Cr as of 31-Jul-2024
The riskometer level of UTI Equity Savings Fund - Regular Plan is Moderate. See More
Company | Percentage of Portfolio |
---|---|
GOI Sec 7.32 13/11/2030 |
15.03
|
GOI Sec 7.06 10/04/2028 |
4.56
|
GOI Sec 7.04 03/06/2029 |
3.80
|
Stock Holding Corpn. Of India Ltd ST Dep. |
1.58
|
Reserve Bank of India T-Bills 364-D 08/08/2024 |
1.13
|
As of 31-Jul-2024, UTI Equity Savings Fund - Regular Plan had invested 50.38% in Cash & Cash Eq., 26.45% in Debt and 23.17% in Equity See More
UTI Equity Savings Fund - Regular Plan is 5 years 11 months old. It has delivered 9.74% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
15.57%
|
10.94%
|
11.59%
|
--
|
--
|
9.74%
|
No, There is no lock in period in UTI Equity Savings Fund - Regular Plan.
The expense ratio of UTI Equity Savings Fund - Regular Plan is 1.51.