Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
HDFC Ultra Short Term Fund - Direct Plan
|
Low to Moderate
|
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0.37 |
|||
Moderate
|
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0.39 |
||||
Moderate
|
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0.38 |
||||
Low to Moderate
|
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0.32 |
||||
Moderate
|
Please wait... |
0.37 |
₹15,129 Cr
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100
100
100
6
Investment Strategy
The scheme seeks to generate income / capital appreciation through investment in debt securities and money market instruments.
Suitability
"Ultra-short Duration debt funds predominantly invest in bonds maturing in three to six months. They aim to earn slightly better returns over liquid funds but with a marginally higher degree of volatility.
They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for the next six months up to 1-1.5 years. Investors who want to avoid the complexity of wading through the very finely classified categories of debt funds can simply give these funds a miss and stick to liquid funds for this investing need. But those, who want slightly better returns and can withstand a little more volatility, can consider ultra-short duration funds.
The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital. Remember, they are geared to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit, but are not suitable to build wealth in the long run."
Capital Gains Taxation
Dividend Taxation
HDFC Ultra Short Term Fund - Direct Plan is mandated to invest in bonds such that the duration of the portfolio is between three to six months.
Mutual funds can be bought directly from the website of the fund house. For instance, HDFC Ultra Short Term Fund - Direct Plan fund can be purchased from the website of HDFC Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of HDFC Ultra Short Term Fund - Direct Plan is ₹14.4832 as of 14-Aug-2024.
The AUM of HDFC Ultra Short Term Fund - Direct Plan Fund is ₹15,129 Cr as of 31-Jul-2024
The riskometer level of HDFC Ultra Short Term Fund - Direct Plan is Low to Moderate. See More
Company | Percentage of Portfolio |
---|---|
REC Ltd SR 212 NCD 31/10/2024 |
4.68
|
National Bank For Agriculture & Rural Development NCD 5.23 31/01/2025 |
3.79
|
Embassy Office Parks REIT SR V TR A Debenture 6.25 18/10/2024 |
3.17
|
Reserve Bank of India T-Bills 182-D 12/09/2024 |
2.95
|
Punjab National Bank CD 02/04/2025 |
2.67
|
As of 31-Jul-2024, HDFC Ultra Short Term Fund - Direct Plan had invested 98.09% in Debt and 1.91% in Cash & Cash Eq. See More
HDFC Ultra Short Term Fund - Direct Plan is 5 years 10 months old. It has delivered 6.49% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
7.55%
|
6.10%
|
6.02%
|
--
|
--
|
6.49%
|
No, There is no lock in period in HDFC Ultra Short Term Fund - Direct Plan.
The expense ratio of HDFC Ultra Short Term Fund - Direct Plan is 0.37.