Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan
|
Very High
|
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0.79 |
|||
Very High
|
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0.63 |
||||
Very High
|
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0.78 |
||||
Very High
|
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0.95 |
||||
Very High
|
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0.74 |
₹2,736 Cr
--
5,000
500
500
12
Investment Strategy
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Suitability
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.
Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.
Capital Gains Taxation
Dividend Taxation
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan is mandated to invest at least 65 per cent of its assets in equity stocks at all times. Note that it carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier. Flexi cap funds have complete freedom to invest in companies of different sizes, depending on where the fund management team expects maximum gains.
Mutual funds can be bought directly from the website of the fund house. For instance, SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan fund can be purchased from the website of SBI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan is ₹21.0898 as of 14-Aug-2024.
The AUM of SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan Fund is ₹2,736 Cr as of 31-Jul-2024
The riskometer level of SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan is Very High. See More
Company | Percentage of Portfolio |
---|---|
7.33
|
|
5.80
|
|
5.31
|
|
4.33
|
|
4.13
|
As of 31-Jul-2024, SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan had invested 97.54% in Equity, 1.72% in Cash & Cash Eq. and 0.74% in Debt See More
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan is 3 years 6 months old. It has delivered 23.71% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
30.05%
|
21.04%
|
--
|
--
|
--
|
23.71%
|
Yes, There is lock in period in SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan.
The expense ratio of SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan is 0.79.