Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan
|
Very High
|
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1.03 |
|||
Very High
|
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1.00 |
||||
Very High
|
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0.91 |
||||
Very High
|
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0.47 |
||||
Very High
|
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1.26 |
₹1,532 Cr
--
5,000
500
500
12
Investment Strategy
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Suitability
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.
Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.
Capital Gains Taxation
Dividend Taxation
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Mutual funds can be bought directly from the website of the fund house. For instance, SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan fund can be purchased from the website of SBI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan is ₹19.3876 as of 14-Aug-2024.
The AUM of SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan Fund is ₹1,532 Cr as of 31-Jul-2024
The riskometer level of SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan is Very High. See More
Company | Percentage of Portfolio |
---|---|
GOI Sec 04/10/2028 |
9.18
|
GOI CGL 8.03 15/12/2024 |
2.62
|
GOI Sec 7.59 11/01/2026 |
2.31
|
NHIT |
2.17
|
Embassy Office |
1.95
|
As of 31-Jul-2024, SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan had invested 78.74% in Equity, 15.83% in Debt, 4.12% in Real Estate and 1.31% in Cash & Cash Eq. See More
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan is 3 years 6 months old. It has delivered 20.78% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
26.62%
|
18.54%
|
--
|
--
|
--
|
20.78%
|
Yes, There is lock in period in SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan.
The expense ratio of SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan is 1.03.