Widely used:Analyst’s Choice
Value Research Rating
Analyst’s Choice
Riskometer
High
₹14.9378 -0.33%
As on 13-Aug-2024
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
|---|---|---|---|---|---|---|
|
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan
|
|
|
High
|
Please wait... |
1.66 |
|
 |
|
High
|
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1.11 |
||
|
|
High
|
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1.67 |
||
|
|
Moderately High
|
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1.77 |
||
|
|
Moderately High
|
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1.70 |
₹276 Cr
--
5,000
500
500
12
Investment Strategy
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Suitability
"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Capital Gains Taxation
Dividend Taxation
The scheme seeks to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes.
Mutual funds can be bought directly from the website of the fund house. For instance, SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan fund can be purchased from the website of SBI Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan is ₹14.9378 as of 14-Aug-2024.
The AUM of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan Fund is ₹276 Cr as of 31-Jul-2024
The riskometer level of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan is High. See More
| Company | Percentage of Portfolio |
|---|---|
|
GOI Sec 7.30 19/06/2053 |
13.05
|
|
GOI Sec 7.10 08/04/2034 |
10.08
|
|
GOI Sec 04/10/2028 |
7.28
|
|
GOI Sec 7.34 22/04/2064 |
5.61
|
|
GOI GOI FRB 22/09/2033 |
4.65
|
As of 31-Jul-2024, SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan had invested 57.82% in Debt, 39.39% in Equity and 2.79% in Cash & Cash Eq. See More
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan is 3 years 6 months old. It has delivered 12.12% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
16.08%
|
11.24%
|
--
|
--
|
--
|
12.12%
|
Yes, There is lock in period in SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan.
The expense ratio of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan is 1.66.
Mutual Funds 
SBI SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan
