Widely used:Analyst’s Choice
Value Research Rating
Analyst’s Choice
Riskometer
Very High
₹11.2600 -0.97%
As on 13-Aug-2024
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
|---|---|---|---|---|---|---|
|
PGIM India Retirement Fund - Direct Plan
|
|
Very High
|
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0.66 |
||
|
|
Very High
|
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0.79 |
|||
|
|
Very High
|
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0.89 |
|||
|
|
Very High
|
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0.56 |
|||
|
|
Very High
|
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0.38 |
₹64 Cr
--
5,000
1,000
1,000
5
Investment Strategy
The scheme seeks to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities.
Suitability
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
This fund is mandated to invest at least 25 per cent of its money each in stocks of large, medium and small-sized companies. Such funds can be fairly volatile since at least 50% of their assets will always be invested in mid and small cap stocks which generally experience more severe ups and downs. This makes them suitable for long-term investors who don’t mind higher risk, but we suggest you also consider flexi-cap funds which offer complete freedom to fund managers to choose companies of different sizes.
Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.
Capital Gains Taxation
Dividend Taxation
PGIM India Retirement Fund - Direct Plan is mandated to invest at least 25 per cent of its assets each in large, mid and small-cap stocks. Note that it carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier.
Mutual funds can be bought directly from the website of the fund house. For instance, PGIM India Retirement Fund - Direct Plan fund can be purchased from the website of PGIM India Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of PGIM India Retirement Fund - Direct Plan is ₹11.2600 as of 14-Aug-2024.
The AUM of PGIM India Retirement Fund - Direct Plan Fund is ₹64 Cr as of 31-Jul-2024
The riskometer level of PGIM India Retirement Fund - Direct Plan is Very High. See More
| Company | Percentage of Portfolio |
|---|---|
|
6.47
|
|
|
4.01
|
|
|
3.99
|
|
|
3.71
|
|
|
3.36
|
As of 31-Jul-2024, PGIM India Retirement Fund - Direct Plan had invested 96.72% in Equity, 4.7% in Debt and -1.42% in Cash & Cash Eq. See More
PGIM India Retirement Fund - Direct Plan is 0 years 4 months old. It has delivered 12.60% returns since inception. See More
|
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
|---|---|---|---|---|---|
|
--
|
--
|
--
|
--
|
--
|
12.60%
|
Yes, There is lock in period in PGIM India Retirement Fund - Direct Plan.
The expense ratio of PGIM India Retirement Fund - Direct Plan is 0.66.
Mutual Funds 
PGIM India PGIM India Retirement Fund - Direct Plan
