Analyst’s Choice
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|
---|---|---|---|---|---|---|
Bandhan Equity Savings Fund - Regular Plan
|
Low to Moderate
|
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1.38 |
|||
Low to Moderate
|
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0.97 |
||||
Moderately High
|
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1.81 |
||||
Moderately High
|
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1.19 |
||||
Moderately High
|
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1.31 |
₹136 Cr
0.25 (7)
1,000
500
100
6
Investment Strategy
The scheme seeks to generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets along with debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Schemes assets in equity and equity related instruments.
Suitability
"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."
Capital Gains Taxation
Dividend Taxation
Bandhan Equity Savings Fund - Regular Plan invests about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit.
Mutual funds can be bought directly from the website of the fund house. For instance, Bandhan Equity Savings Fund - Regular Plan fund can be purchased from the website of Bandhan Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.
The NAV of Bandhan Equity Savings Fund - Regular Plan is ₹29.5880 as of 14-Aug-2024.
The AUM of Bandhan Equity Savings Fund - Regular Plan Fund is ₹136 Cr as of 31-Jul-2024
The riskometer level of Bandhan Equity Savings Fund - Regular Plan is Low to Moderate. See More
Company | Percentage of Portfolio |
---|---|
Bandhan Liquid Direct-G |
6.87
|
GOI Sec 7.18 24/07/2037 |
5.23
|
Power Finance Corporation Ltd SR 222 Debenture 7.58 15/01/2026 |
3.67
|
National Bank For Agriculture & Rural Development SR 23H Debenture 7.58 31/07/2026 |
3.67
|
Kotak Mahindra Prime Ltd Debenture 7.38 20/08/2025 |
3.65
|
As of 31-Jul-2024, Bandhan Equity Savings Fund - Regular Plan had invested 54.85% in Cash & Cash Eq., 24.33% in Debt and 20.79% in Equity See More
Bandhan Equity Savings Fund - Regular Plan is 16 years 2 months old. It has delivered 6.93% returns since inception. See More
1Y
|
3Y
|
5Y
|
7Y
|
10Y
|
Since Inception
|
---|---|---|---|---|---|
9.97%
|
6.82%
|
8.42%
|
6.82%
|
6.74%
|
6.93%
|
No, There is no lock in period in Bandhan Equity Savings Fund - Regular Plan.
The expense ratio of Bandhan Equity Savings Fund - Regular Plan is 1.38.