Top-Rated-Funds

Best Mutual Funds

We know how the star-rating system helps folks in their decision-making about anything. That’s why Value Research ranks mutual funds on several criteria to help you choose the best funds.
The mutual fund ranking system of Value Research gives
...  a quick measure of how a fund has performed in the past when compared to its peers, with five being the highest rating and one being the lowest. It takes into account the risk, returns, expense ratio and other relevant factors to arrive at such ratings. This ranking system will help you find the best performing mutual funds in India. What’s more, you can also export your results and search in excel.
So what are you waiting for? Check out the best rated mutual funds.
  Read more

Funds
Rating
Riskometer
Return
Category
VR Opinion
Ret(₹ 1lakh)
RETURN %
SIP Ret (₹ 10K/M)
RETURN %
Exp. Ratio
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4 star
Very High
Above Avg.

unlock fund advisor

1,35,579
35.58
1,40,095
36.20
0.40
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4 star
Very High
Avg.

unlock fund advisor

1,37,152
37.15
1,42,780
41.31
0.91
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5 star
Very High
Above Avg.

unlock fund advisor

1,40,941
40.94
1,44,737
45.07
0.87
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4 star
Very High
Avg.

unlock fund advisor

1,32,125
32.13
1,39,833
35.70
0.45
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4 star
Very High
Above Avg.

unlock fund advisor

1,35,633
35.63
1,40,119
36.25
0.40
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4 star
Very High
High

unlock fund advisor

1,60,475
60.48
1,55,507
66.34
0.30
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4 star
Very High
Above Avg.

unlock fund advisor

1,33,337
33.34
1,40,267
36.53
0.52
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4 star
Very High
Above Avg.

unlock fund advisor

1,33,910
33.91
1,39,196
34.50
1.01
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5 star
Very High
High

unlock fund advisor

1,63,129
63.13
1,49,923
55.22
0.12
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5 star
Very High
Above Avg.

unlock fund advisor

1,37,404
37.40
1,41,036
37.98
0.88
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4 star
Very High
Above Avg.

unlock fund advisor

1,37,640
37.64
1,43,337
42.38
0.76
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5 star
Very High
Above Avg.

unlock fund advisor

1,44,285
44.28
1,44,854
45.30
1.01
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4 star
Very High
Above Avg.

unlock fund advisor

1,33,129
33.13
1,40,583
37.12
0.60
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4 star
Very High
High

unlock fund advisor

1,60,316
60.32
1,55,442
66.20
0.35
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4 star
Very High
Above Avg.

unlock fund advisor

1,60,089
60.09
1,55,327
65.97
0.32
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4 star
Very High
Avg.

unlock fund advisor

1,34,082
34.08
1,41,743
39.33
0.69
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4 star
Very High
Avg.

unlock fund advisor

1,33,472
33.47
1,40,103
36.21
0.04
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4 star
Very High
High

unlock fund advisor

1,35,257
35.26
1,40,832
37.60
0.74
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4 star
Very High
High

unlock fund advisor

1,60,519
60.52
1,55,688
66.70
0.09
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5 star
Very High
High

unlock fund advisor

1,42,393
42.39
1,43,209
42.13
0.70
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4 star
Very High
Above Avg.

unlock fund advisor

1,44,480
44.48
1,45,568
46.68
0.57
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4 star
Very High
High

unlock fund advisor

1,62,470
62.47
1,51,111
57.55
0.46
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4 star
Very High
High

unlock fund advisor

1,60,452
60.45
1,55,498
66.32
0.34
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4 star
Very High
Above Avg.

unlock fund advisor

1,54,260
54.26
1,50,583
56.50
0.71
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4 star
Very High
Above Avg.

unlock fund advisor

1,41,915
41.92
1,43,586
42.86
0.83
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5 star
Very High
High

unlock fund advisor

1,42,728
42.73
1,45,374
46.30
0.83
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4 star
Very High
Above Avg.

unlock fund advisor

1,41,779
41.78
1,44,842
45.28
0.52
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5 star
Very High
High

unlock fund advisor

1,55,928
55.93
1,51,494
58.30
0.58
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5 star
Very High
High

unlock fund advisor

1,56,588
56.59
1,49,803
54.96
0.66
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4 star
Very High
Avg.

unlock fund advisor

1,32,951
32.95
1,39,956
35.94
0.72
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4 star
Very High
Above Avg.

unlock fund advisor

1,46,554
46.55
1,48,802
52.99
1.19
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4 star
Very High
Above Avg.

unlock fund advisor

1,39,606
39.61
1,43,129
41.98
0.87
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4 star
Very High
High

unlock fund advisor

1,60,613
60.61
1,50,952
57.23
0.59
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4 star
Very High
Above Avg.

unlock fund advisor

1,39,055
39.06
1,43,433
42.56
0.48
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4 star
Very High
Avg.

unlock fund advisor

1,35,234
35.23
1,41,207
38.31
0.47
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4 star
Very High
Above Avg.

unlock fund advisor

1,44,255
44.26
1,46,878
49.23
0.35
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4 star
Very High
Above Avg.

unlock fund advisor

1,40,879
40.88
1,43,141
42.00
0.95
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4 star
Very High
Above Avg.

unlock fund advisor

1,36,220
36.22
1,41,911
39.65
0.96
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4 star
Very High
Above Avg.

unlock fund advisor

1,40,390
40.39
1,43,559
42.80
0.78
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5 star
Very High
High

unlock fund advisor

1,40,556
40.56
1,43,229
42.17
0.49
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5 star
Very High
High

unlock fund advisor

1,34,312
34.31
1,41,073
38.05
0.65
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4 star
Very High
Above Avg.

unlock fund advisor

1,43,175
43.17
1,45,204
45.97
1.15
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4 star
Very High
Above Avg.

unlock fund advisor

1,43,863
43.86
1,45,835
47.20
0.74
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4 star
Very High
Above Avg.

unlock fund advisor

1,45,691
45.69
1,48,954
53.29
0.57
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5 star
Very High
Above Avg.

unlock fund advisor

1,46,516
46.52
1,45,707
46.97
0.68
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4 star
Very High
Avg.

unlock fund advisor

1,33,926
33.93
1,39,955
35.94
0.21
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5 star
Very High
High

unlock fund advisor

1,46,203
46.20
1,44,537
44.69
0.80
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4 star
Very High
Above Avg.

unlock fund advisor

1,63,725
63.73
1,53,880
63.07
0.60
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5 star
Very High
High

unlock fund advisor

1,60,176
60.18
1,54,979
65.27
0.39
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4 star
Very High
High

unlock fund advisor

1,48,683
48.68
1,47,305
50.06
0.39
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5 star
Very High
Above Avg.

unlock fund advisor

1,37,405
37.41
1,39,627
35.32
0.63
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4 star
Very High
Above Avg.

unlock fund advisor

1,30,048
30.05
1,38,192
32.61
0.79
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4 star
Very High
Above Avg.

unlock fund advisor

1,37,334
37.33
1,41,894
39.62
0.62
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4 star
Very High
Above Avg.

unlock fund advisor

1,31,279
31.28
1,37,745
31.78
0.84
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4 star
Very High
Above Avg.

unlock fund advisor

1,57,034
57.03
1,51,915
59.14
0.30
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4 star
Very High
Above Avg.

unlock fund advisor

1,46,527
46.53
1,44,993
45.57
0.74
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4 star
Very High
Avg.

unlock fund advisor

1,47,165
47.16
1,49,884
55.12
0.36
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4 star
Very High
Above Avg.

unlock fund advisor

1,57,454
57.45
1,50,569
56.47
0.42
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5 star
Very High
High

unlock fund advisor

1,65,219
65.22
1,58,190
71.78
0.61
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4 star
Very High
Above Avg.

unlock fund advisor

1,51,525
51.53
1,47,751
50.93
0.81
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5 star
Very High
High

unlock fund advisor

1,56,217
56.22
1,46,694
48.87
0.62
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4 star
Very High
Avg.

unlock fund advisor

1,36,867
36.87
1,40,148
36.30
0.55
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4 star
Very High
Above Avg.

unlock fund advisor

1,50,403
50.40
1,47,521
50.48
0.57
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4 star
Very High
Above Avg.

unlock fund advisor

1,43,089
43.09
1,43,272
42.25
0.32
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4 star
Very High
Avg.

unlock fund advisor

1,52,241
52.24
1,47,804
51.03
0.46
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5 star
Very High
High

unlock fund advisor

1,48,373
48.37
1,47,557
50.55
0.64
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4 star
Very High
High

unlock fund advisor

1,54,232
54.23
1,48,366
52.13
0.64
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5 star
Very High
Above Avg.

unlock fund advisor

1,44,234
44.23
1,48,619
52.63
0.32
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4 star
Very High
Above Avg.

unlock fund advisor

1,48,999
49.00
1,44,556
44.72
0.75
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5 star
Very High
Avg.

unlock fund advisor

1,42,257
42.26
1,44,709
45.02
1.01
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4 star
Very High
High

unlock fund advisor

1,59,693
59.69
1,53,284
61.87
0.91
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4 star
Very High
Avg.

unlock fund advisor

1,50,151
50.15
1,46,885
49.24
0.58
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5 star
Very High
High

unlock fund advisor

1,45,586
45.59
1,44,982
45.54
0.61
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4 star
Very High
Above Avg.

unlock fund advisor

1,42,791
42.79
1,44,806
45.21
0.84
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4 star
Very High
Above Avg.

unlock fund advisor

1,31,100
31.10
1,38,472
33.14
0.63
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5 star
Very High
High

unlock fund advisor

1,49,589
49.59
1,45,260
46.08
0.96
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4 star
Very High
Above Avg.

unlock fund advisor

1,44,493
44.49
1,47,840
51.10
0.71
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4 star
Very High
Above Avg.

unlock fund advisor

1,43,659
43.66
1,44,402
44.43
1.09
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4 star
Very High
Avg.

unlock fund advisor

1,54,411
54.41
1,48,022
51.46
0.48
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4 star
Very High
Above Avg.

unlock fund advisor

1,49,748
49.75
1,51,933
59.18
1.13
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4 star
Very High
Above Avg.

unlock fund advisor

1,37,745
37.74
1,41,905
39.64
0.58
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4 star
Very High
Above Avg.

unlock fund advisor

1,61,150
61.15
1,54,081
63.47
0.66
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5 star
Very High
Above Avg.

unlock fund advisor

1,34,983
34.98
1,39,373
34.84
0.62
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5 star
Very High
High

unlock fund advisor

1,49,309
49.31
1,45,159
45.89
0.77
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5 star
Very High
High

unlock fund advisor

1,53,730
53.73
1,51,036
57.40
0.93
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4 star
Very High
Avg.

unlock fund advisor

1,31,720
31.72
1,38,812
33.78
1.33
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4 star
Very High
Above Avg.

unlock fund advisor

1,20,460
20.46
1,30,943
19.25
0.54
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4 star
Very High
Above Avg.

unlock fund advisor

1,35,939
35.94
1,37,056
30.49
1.01
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4 star
Very High
Above Avg.

unlock fund advisor

1,20,374
20.37
1,32,404
21.91
0.57
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4 star
Very High
Above Avg.

unlock fund advisor

1,23,305
23.31
1,32,916
22.84
1.09
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4 star
Very High
Above Avg.

unlock fund advisor

1,30,081
30.08
1,37,422
31.17
0.72
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5 star
Very High
High

unlock fund advisor

1,27,903
27.90
1,32,896
22.81
0.76
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4 star
Very High
Avg.

unlock fund advisor

1,60,513
60.51
1,52,304
59.92
0.94
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4 star
Very High
High

unlock fund advisor

1,56,731
56.73
1,49,656
54.67
1.19
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5 star
Very High
Above Avg.

unlock fund advisor

1,69,712
69.71
1,55,020
65.36
0.79
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5 star
Very High
Avg.

unlock fund advisor

1,52,461
52.46
1,51,719
58.75
0.65
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4 star
Very High
Avg.

unlock fund advisor

1,79,570
79.57
1,66,679
89.34
1.45
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4 star
Very High
High

unlock fund advisor

1,65,958
65.96
1,50,601
56.53
0.66
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4 star
Very High
Avg.

unlock fund advisor

1,57,790
57.79
1,49,523
54.41
1.17
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5 star
Very High
Above Avg.

unlock fund advisor

1,52,550
52.55
1,55,746
66.82
1.07
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5 star
Very High
Above Avg.

unlock fund advisor

1,41,062
41.06
1,46,907
49.28
0.94
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4 star
Very High
Above Avg.

unlock fund advisor

1,48,829
48.83
1,53,925
63.15
0.79
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4 star
Very High
Avg.

unlock fund advisor

1,42,315
42.32
1,47,428
50.30
0.68
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5 star
Very High
Above Avg.

unlock fund advisor

1,39,249
39.25
1,43,282
42.27
1.16
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4 star
Very High
Above Avg.

unlock fund advisor

1,40,880
40.88
1,46,561
48.61
0.41
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5 star
Very High
High

unlock fund advisor

1,41,467
41.47
1,47,259
49.97
1.00
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4 star
Very High
Above Avg.

unlock fund advisor

1,37,747
37.75
1,45,102
45.78
0.94
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4 star
Moderate
Above Avg.

unlock fund advisor

1,08,735
8.73
1,25,460
9.47
0.62
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4 star
Moderately High
Avg.

unlock fund advisor

1,08,142
8.14
1,24,993
8.65
0.41
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4 star
Moderately High
Above Avg.

unlock fund advisor

1,08,469
8.47
1,25,403
9.37
0.78
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5 star
Moderate
High

unlock fund advisor

1,07,783
7.78
1,25,298
9.18
1.24
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5 star
Moderately High
High

unlock fund advisor

1,08,743
8.74
1,25,792
10.05
0.85
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4 star
Moderately High
Above Avg.

unlock fund advisor

1,08,846
8.85
1,25,535
9.60
0.39
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4 star
Moderately High
Above Avg.

unlock fund advisor

1,08,255
8.26
1,25,113
8.86
0.74
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4 star
Moderately High
Avg.

unlock fund advisor

1,08,134
8.13
1,25,060
8.76
0.68
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4 star
Moderate
Above Avg.

unlock fund advisor

1,08,152
8.15
1,25,039
8.73
0.38
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4 star
Moderate
Above Avg.

unlock fund advisor

1,08,064
8.06
1,24,989
8.64
0.34
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4 star
Moderate
Avg.

unlock fund advisor

1,07,934
7.93
1,24,857
8.41
0.38
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4 star
Moderate
Above Avg.

unlock fund advisor

1,08,122
8.12
1,25,019
8.69
0.40
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4 star
Moderate
Above Avg.

unlock fund advisor

1,08,338
8.34
1,25,039
8.73
0.45
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5 star
Moderate
High

unlock fund advisor

1,07,828
7.83
1,24,862
8.42
0.29
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5 star
Moderate
High

unlock fund advisor

1,08,039
8.04
1,24,852
8.40
0.37
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,722
7.72
1,24,610
7.97
0.41
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,661
7.66
1,24,608
7.97
0.31
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,661
7.66
1,24,518
7.81
0.37
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,722
7.72
1,24,576
7.92
0.25
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,611
7.61
1,24,541
7.85
0.37
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,665
7.67
1,24,596
7.95
0.43
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5 star
Moderate
High

unlock fund advisor

1,07,479
7.48
1,24,469
7.73
0.39
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5 star
Moderate
High

unlock fund advisor

1,07,378
7.38
1,24,399
7.61
0.35
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,672
7.67
1,24,532
7.84
0.32
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,638
7.64
1,24,523
7.82
0.39
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4 star
Moderate
Avg.

unlock fund advisor

1,07,553
7.55
1,24,470
7.73
0.29
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,701
7.70
1,24,564
7.89
0.21
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5 star
Moderate
High

unlock fund advisor

1,07,787
7.79
1,24,598
7.95
0.38
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4 star
Moderate
Avg.

unlock fund advisor

1,07,551
7.55
1,24,451
7.70
0.24
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,641
7.64
1,24,484
7.75
0.37
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5 star
Moderate
High

unlock fund advisor

1,07,550
7.55
1,24,455
7.70
0.43
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5 star
Moderate
High

unlock fund advisor

1,07,462
7.46
1,24,365
7.52
0.21
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,438
7.44
1,24,344
7.49
0.17
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,423
7.42
1,24,331
7.46
0.12
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,444
7.44
1,24,346
7.49
0.10
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,419
7.42
1,24,330
7.46
0.12
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5 star
Low to Moderate
High

unlock fund advisor

1,07,491
7.49
1,24,387
7.56
0.08
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,430
7.43
1,24,335
7.47
0.12
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,07,453
7.45
1,24,349
7.50
0.15
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,440
7.44
1,24,341
7.49
0.10
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,438
7.44
1,24,348
7.49
0.20
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,434
7.43
1,24,341
7.48
0.13
Click here to view it.
5 star
Low to Moderate
High

unlock fund advisor

1,07,441
7.44
1,24,339
7.48
0.07
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,07,721
7.72
1,24,553
7.88
0.22
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,698
7.70
1,24,556
7.88
0.13
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,615
7.62
1,24,504
7.79
0.23
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,617
7.62
1,24,503
7.79
0.21
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,704
7.70
1,24,544
7.86
0.24
Click here to view it.
5 star
Low to Moderate
High

unlock fund advisor

1,07,833
7.83
1,24,617
7.99
0.15
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,640
7.64
1,24,499
7.78
0.19
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,825
6.83
1,23,925
6.76
0.08
Click here to view it.
5 star
Low
High

unlock fund advisor

1,06,847
6.85
1,23,936
6.78
0.05
Click here to view it.
5 star
Low
High

unlock fund advisor

1,06,894
6.89
1,23,966
6.83
0.08
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,824
6.82
1,23,923
6.75
0.09
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,829
6.83
1,23,920
6.76
0.06
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,829
6.83
1,23,930
6.77
0.06
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,826
6.83
1,23,921
6.76
0.08
Click here to view it.
5 star
Low
High

unlock fund advisor

1,06,856
6.86
1,23,942
6.79
0.07
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,837
6.84
1,23,932
6.77
0.08
Click here to view it.
5 star
Low
High

unlock fund advisor

1,07,286
7.29
1,24,097
7.06
0.15
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,848
6.85
1,23,937
6.78
0.06
Click here to view it.
4 star
Moderately High
Avg.

unlock fund advisor

1,09,126
9.13
1,26,050
10.51
0.27
Click here to view it.
4 star
Moderate
Below Avg.

unlock fund advisor

1,07,908
7.91
1,24,934
8.54
0.32
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,08,750
8.75
1,25,758
9.99
0.64
Click here to view it.
5 star
Moderately High
Above Avg.

unlock fund advisor

1,08,789
8.79
1,25,433
9.42
0.59
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,09,038
9.04
1,25,703
9.90
0.14
Click here to view it.
5 star
Moderately High
Avg.

unlock fund advisor

1,08,694
8.69
1,25,695
9.88
0.07
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,09,697
9.70
1,26,301
10.95
0.35
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,09,458
9.46
1,26,303
10.96
0.51
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,09,270
9.27
1,26,058
10.52
0.62
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,221
8.22
1,25,151
8.92
0.34
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,176
8.18
1,25,094
8.82
0.30
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,07,644
7.64
1,24,678
8.09
0.23
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,254
8.25
1,25,112
8.86
0.36
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,07,983
7.98
1,24,834
8.37
0.34
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,08,199
8.20
1,25,139
8.90
0.35
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,674
7.67
1,24,768
8.25
0.29
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,08,233
8.23
1,25,157
8.94
0.32
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,08,468
8.47
1,25,076
8.79
0.79
Click here to view it.
5 star
Moderately High
High

unlock fund advisor

1,16,466
16.47
1,26,666
11.60
0.40
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,08,606
8.61
1,25,188
8.99
0.70
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,07,747
7.75
1,24,682
8.10
0.89
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,817
7.82
1,24,854
8.40
0.39
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,07,518
7.52
1,24,658
8.06
0.33
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,07,722
7.72
1,24,726
8.18
0.18
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,858
7.86
1,24,866
8.42
0.39
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,07,960
7.96
1,24,769
8.25
0.39
Click here to view it.
5 star
Moderate
Above Avg.

unlock fund advisor

1,07,870
7.87
1,24,763
8.24
0.15
Click here to view it.
5 star
Low to Moderate
Avg.

unlock fund advisor

1,07,901
7.90
1,24,719
8.17
0.23
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,08,852
8.85
1,25,483
9.51
0.23
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,08,316
8.32
1,25,089
8.82
0.26
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,09,801
9.80
1,26,367
11.07
0.47
Click here to view it.
4 star
Moderate
High

unlock fund advisor

1,09,941
9.94
1,26,638
11.55
0.54
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,08,698
8.70
1,25,316
9.21
0.56
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,09,374
9.37
1,26,037
10.48
0.47
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,09,395
9.40
1,26,055
10.52
0.40
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,09,823
9.82
1,26,336
11.01
0.45
Click here to view it.
5 star
Moderate
Below Avg.

unlock fund advisor

1,07,959
7.96
1,25,196
9.00
0.51
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,09,522
9.52
1,26,194
10.76
0.46
Click here to view it.
4 star
Very High
High

unlock fund advisor

1,45,813
45.81
1,44,421
44.46
1.16
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,32,046
32.05
1,39,220
34.55
0.50
Click here to view it.
5 star
Very High
Above Avg.

unlock fund advisor

1,34,939
34.94
1,40,345
36.67
0.29
Click here to view it.
4 star
Very High
Avg.

unlock fund advisor

1,30,761
30.76
1,37,736
31.76
1.07
Click here to view it.
5 star
Very High
Above Avg.

unlock fund advisor

1,25,633
25.63
1,35,965
28.46
0.91
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,25,232
25.23
1,35,352
27.32
0.92
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,37,077
37.08
1,40,272
36.53
1.45
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,36,129
36.13
1,40,049
36.11
1.00
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,40,796
40.80
1,42,705
41.17
0.82
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,50,292
50.29
1,47,561
50.56
0.60
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,32,460
32.46
1,41,130
38.16
0.47
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,35,510
35.51
1,42,376
40.54
0.45
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,34,463
34.46
1,39,994
36.01
0.75
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,43,948
43.95
1,50,231
55.80
0.81
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,26,616
26.62
1,36,309
29.10
1.03
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,32,156
32.16
1,40,097
36.20
1.26
Click here to view it.
4 star
Moderately High
High

unlock fund advisor

1,13,235
13.23
1,26,851
11.93
1.27
Click here to view it.
4 star
Moderately High
Avg.

unlock fund advisor

1,13,466
13.47
1,28,431
14.74
0.64
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,15,972
15.97
1,29,491
16.64
1.24
Click here to view it.
4 star
Moderately High
Avg.

unlock fund advisor

1,13,908
13.91
1,28,930
15.63
1.04
Click here to view it.
5 star
Moderately High
Above Avg.

unlock fund advisor

1,15,391
15.39
1,29,772
17.15
0.62
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,15,341
15.34
1,29,735
17.08
0.91
Click here to view it.
5 star
Moderately High
High

unlock fund advisor

1,18,122
18.12
1,30,475
18.41
0.49
Click here to view it.
5 star
Moderately High
Above Avg.

unlock fund advisor

1,18,888
18.89
1,30,328
18.15
0.33
Click here to view it.
5 star
High
Above Avg.

unlock fund advisor

1,14,703
14.70
1,29,367
16.42
0.61
Click here to view it.
4 star
High
High

unlock fund advisor

1,22,344
22.34
1,33,520
23.96
0.86
Click here to view it.
4 star
Moderately High
Avg.

unlock fund advisor

1,12,361
12.36
1,27,627
13.31
0.92
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,16,685
16.69
1,30,200
17.92
1.13
Click here to view it.
5 star
Moderate
Avg.

unlock fund advisor

1,17,276
17.28
1,30,121
17.77
0.50
Click here to view it.
5 star
Moderately High
High

unlock fund advisor

1,26,062
26.06
1,36,009
28.54
0.61
Click here to view it.
4 star
Low to Moderate
Below Avg.

unlock fund advisor

1,10,278
10.28
1,26,864
11.94
0.50
Click here to view it.
5 star
Moderately High
Above Avg.

unlock fund advisor

1,20,292
20.29
1,31,758
20.73
0.69
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,17,403
17.40
1,30,814
19.02
0.32
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,19,237
19.24
1,31,769
20.75
0.50
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,16,541
16.54
1,29,735
17.07
0.70
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,440
8.44
1,24,908
8.49
0.29
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,428
8.43
1,24,895
8.47
0.31
Click here to view it.
4 star
Low
High

unlock fund advisor

1,08,547
8.55
1,24,968
8.60
0.34
Click here to view it.
5 star
Low
High

unlock fund advisor

1,08,525
8.53
1,24,949
8.57
0.39
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,667
8.67
1,25,049
8.74
0.43
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,398
8.40
1,24,875
8.43
0.37
Click here to view it.
5 star
Low
High

unlock fund advisor

1,08,500
8.50
1,24,942
8.55
0.29
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,25,322
25.32
1,35,012
26.69
0.40
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,25,294
25.29
1,32,447
22.00
0.48
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,37,253
37.25
1,39,245
34.59
0.73
Click here to view it.
5 star
High
Above Avg.

unlock fund advisor

1,21,935
21.93
1,32,277
21.68
0.23
Click here to view it.
4 star
Very High
Avg.

unlock fund advisor

1,22,726
22.73
1,33,417
23.76
0.85
Click here to view it.
5 star
High
Avg.

unlock fund advisor

1,22,354
22.35
1,33,648
24.18
0.55
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,21,510
21.51
1,32,509
22.10
0.36
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4 star
High
Avg.

unlock fund advisor

1,24,008
24.01
1,33,424
23.77
0.11
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4 star
High
Avg.

unlock fund advisor

1,21,930
21.93
1,32,666
22.40
0.11
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4 star
Very High
Above Avg.

unlock fund advisor

1,30,005
30.00
1,36,651
29.74
0.74
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5 star
Very High
Above Avg.

unlock fund advisor

1,29,854
29.85
1,36,363
29.20
0.37
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5 star
High
High

unlock fund advisor

1,40,136
40.14
1,40,818
37.57
0.67
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4 star
Very High
Avg.

unlock fund advisor

1,24,583
24.58
1,33,760
24.40
0.54
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4 star
High
Above Avg.

unlock fund advisor

1,40,053
40.05
1,41,222
38.34
1.09
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5 star
High
Above Avg.

unlock fund advisor

1,18,212
18.21
1,28,723
15.26
0.17
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4 star
Very High
Above Avg.

unlock fund advisor

1,18,259
18.26
1,28,915
15.60
0.18
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4 star
High
Above Avg.

unlock fund advisor

1,18,242
18.24
1,28,741
15.29
0.06
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4 star
High
Above Avg.

unlock fund advisor

1,18,320
18.32
1,28,884
15.55
0.10
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5 star
High
High

unlock fund advisor

1,18,800
18.80
1,29,503
16.66
0.10

How to pick the best-performing mutual funds in India?

  • Financial goals: Before embarking on your mutual funds investment journey, define your financial goals. Check how much you would need to meet each goal and when you need the money. It will help you select the appropriate fund.

  • Risks and asset allocation: Always remember that returns and risks are related. While some assets have higher risks, some have lower risks. To balance return and risks while meeting your financial goals, opt for asset allocation. Consider your risk appetite and investment horizons while selecting the right mutual funds for your individual goals.

  • Investment horizon and investment objective: Do you want to invest for a long-term goal? Do you want consistent growth in your invested money? Your investment horizon and investment objective will help you select the best mutual fund in India. For long-term goals and capital appreciation, opt for equity funds, while select debt mutual funds if your investment horizon is short- or medium-term and your investment objective is to get regular income.

  • Track record of the fund house and its fund manager: Before making investments in a scheme, check its long-term performance record and also the track record of its fund manager and the fund house.

  • Expense ratio: Always opt for funds with a low expense ratio, as it will make a significant difference in your total returns. Especially if you invest in exchange-traded funds (ETFs) or index funds, the expense ratio should be taken into consideration.

  • Taxation: You should know the tax impact on your investments before you start your investments. The following tables will provide you with a better understanding of taxation in mutual fund schemes.

    taxation on mutual funds

The fund-rating methodology at Value Research

  • Rating process of Value Research: Our rating system helps measure both risk and returns. A purely quantitative model, it does not have any subjective component. Also, this assessment does not shed light on a fund's future potential. Consider our rating system as a summary of a fund's historical performance as compared to its peers.

  • Assessment: When it comes to hybrid and equity funds, we combine the fund ratings for two different periods (three and five years mainly) to provide a single assessment of its risk rating as against other funds in every fund category. For debt funds, we provide ratings on the basis of their 18-month weekly risk-adjusted performance as compared to peers.

  • Fund risk grade at Value Research: Our fund risk grade intends to capture a fund's risk of loss. We express a fund's relative performance as a risk score. Here is a glimpse of a fund's risk score.

    High Top 10%
    Above Average Next 22.5%
    Avarage Middle 35%
    Below Avarage Next 22.5%
    Low Bottom 10%
  • Fund return grade at Value Research: Our fund return grade aims at capturing the risk-adjusted return of a fund as compared to its peers. We assign a fund's return score based on the following distribution:

    High Top 10%
    Above Average Next 22.5%
    Avarage Middle 35%
    Below Avarage Next 22.5%
    Low Bottom 10%
  • Value Research fund rating: We determine the Value Research Fund Rating, which is basically a risk-adjusted rating, by subtracting a fund's risk score from the return score. Here is a glimpse of our rating system.

    fund rating

Mutual funds tools offered by Value Research

  • Portfolio planner: With our Portfolio Planner, identify new investments that are customised to your financial goals.

  • Fund screener: With our Fund Screener tool, you can filter funds on the basis of your criteria.

  • Fund compare: Use this tool for an in-depth comparison of up to five funds across various categories.

  • SIP calculator: Our mutual fund SIP calculator will enable you to identify SIP returns of funds at any period.

  • Point-to-point returns: Get a detailed view of how your fund has performed in a specific time period.

  • New fund offers: Use the tool to know the category and type of new fund, issue open and close dates, minimum investment amount, tenure, maturity date and term.

  • Fund monitor: Our mutual fund monitor tool will provide you with the returns of all the fund categories, like equity, debt, hybrid and commodities, across time periods.

  • Best mutual funds: Get a comprehensive list of funds highly rated by our rating system.

  • Forthcoming dividends: This tool helps you identify the best dividend funds and the schemes that are declaring dividends soon.

  • Analysts' Choice: It will enable you to get exclusive analysis as well as guidance on choosing a fund that can cater to your specific investment requirement.

Know more about mutual funds

A mutual fund is an investment avenue where several investors come and pool their funds. Then, this pooled fund is invested by the fund manager across different assets, including debt, equity and others, to generate returns. Whatever gains or losses are generated from the investments are distributed among investors based on the proportion of their investment share.

Advantages of mutual funds

  • Security and transparency: Following the introduction of SEBI guidelines, all mutual schemes have been labelled based on the risks associated with them. This helps investors assess the risk aspect before investments.

  • Low cost: Mutual funds in India are affordable. Fund management fees imposed by AMCs are only 1–2 per cent. With these lower fees, you can get higher returns by investing in a mutual fund.

  • Liquidity: You can purchase and sell funds quickly. Liquidity is another positive aspect when it comes to investing in these funds. Having said that, some mutual funds like ELSS come with a specific lock-in period.

  • Managed by experts: Mutual funds in India are managed by professional fund managers appointed by AMCs. These professionals have expertise in identifying the best stocks and maximising returns.

  • Small contributions: You do not need to spend much to invest in mutual fund schemes. You can begin your investments with as low as Rs 500. Also, based on your budget, you can make lump-sum investments or start your SIP investments.

  • Diversification: In mutual funds, the pooled money is invested in several stocks across sectors. Therefore, even if one asset class incurs a loss, it can be compensated by other asset classes. Diversification ultimately reduces the risks of your investments.

  • Easily accessible: Your journey to mutual fund investments can start from anywhere. You can start your investment journey by visiting various channels, including:

    • Through the AMC
    • Registrars like CAMS
    • Brokerage firms
    • Online platforms
    • Agents
  • Funds for all financial goals: Given the availability of mutual funds with varied time horizons, you can invest for both your short- and long-term goals.

  • Tax saving: If you invest in mutual funds in India, you will enjoy tax benefits. ELSS funds provide a tax exemption of Rs 1.5 lakh under Section 80C. Also, ELSS funds yield higher returns than those of conventional tax-saving instruments, including the NPS, PPF and so on.

  • Low lock-in period: The lock-in period of tax-saving mutual funds or ELSS is only three years. As compared to other tax-saving options like the PPF and the NPS, it is the lowest.

Ways to invest in mutual fund scheme

  • Lump sum: If you make a one-time investment, it means you have made a lump-sum investment. These investments are usually made when people receive a large amount of money.

  • SIP: If you want to invest a fixed amount of money at regular intervals, then opt for the SIP route. Given its convenience, the SIP investment route is often recommended by experts. Besides, the SIP mode helps in averaging out the cost.

Types of mutual funds

Mutual funds in India invest in various asset classes, and based on that, they are classified into several categories. The following are some popular categories:

  • Equity funds

    Large-cap funds Of their assets, 80 per cent is invested in the top 100 companies by their market cap. Mid-cap funds Of their assets, at least 65 per cent are invested in companies ranked 101st to 250th by their market capitalisation.
    Small-cap funds Of their total assets, at least 65 per cent is invested in companies ranked 251st and above by their market cap. Multi-cap funds Of their total assets, at least 25 per cent is invested in large, mid and small caps.
  • Debt funds

    For debt funds, the source of generating returns is to buy debt papers of corporates and the government. Here are some popular debt funds:

    Money market funds These debt funds invest in debt securities with short maturities and less credit risks. Overnight funds These open-ended debt funds invest in overnight assets or securities with a one-day maturity.
    Corporate bond funds Of their total assets, 80 per cent is invested in corporate bonds. Liquid funds These debt funds invest in instruments maturing in 91 days.
  • Hybrid funds

    These funds invest in various assets, including debt and equity. Based on their asset allocation across different assets, these funds are divided into various categories.

    Aggressive hybrid funds Of its total assets, they invest at least 65 per cent in equity. Multi-asset allocation funds Of their total assets, at least 10 per cent is invested in gold, debt and equity.
    Dynamic asset-allocation funds Based on their pre-decided asset-allocation framework, these funds adjust their allocation across asset classes. Arbitrage funds These funds get returns by leveraging price differences of securities in various markets.

Mutual funds: Frequently Asked Questions

The NAV of a mutual fund stands for Net Asset Value. A mutual fund scheme's NAV per unit signifies its performance. It is calculated by dividing the complete value of all securities and cash in a mutual fund's portfolio, without any liabilities, with the number of outstanding shares.

Mutual funds pool money from investors. Based on their share of investments in the pooled assets, investors are given units. Then, the pooled money is invested in different types of assets by fund managers. The intent of the fund manager is to maximise returns for investors. Unitholders or investors receive gains or losses generated by the fund based on their investment proportions.

The risk-return profiles of funds vary. So, you must select a fund on the basis of your risk appetite and investment time horizon. In other words, you need to strike a balance between your risk-taking capabilities and the risk aspect of the fund you are going to invest in. Generally, for short-term goals, which are less than three years away, investing in debt funds is suggested. On the other hand, equity funds are suggested if your goals are at least five years away.

You need to pay tax on your gains while withdrawing your investments. Gains from both debt and equity funds are subject to tax. Based on the holding period, all mutual fund gains are categorised as long-term capital gains (LTCG) and short-term capital gains (STCG). For debt funds, gains sold after three years of investments are classified as LTCG and gains sold after one year are classified as STCG.

When it comes to investing in mutual fund schemes, you can follow several routes. You can visit the website of the fund house and invest there directly. Alternatively, there are several investing apps available which can help you invest in direct funds. Here, it is important to note that you should opt for direct mutual funds instead of regular plans, as they do not charge any commission. So, it will have an impact on the fund's returns.

By using the mutual fund calculator, investors can get an estimate of the maturity amount at the end of the investment period. It is very easy to use Value Research's online investment calculator. It will give you the exact number of time period required to accumulate a specified corpus. For example, you are planning to invest Rs 10,000 every month to accumulate Rs 50 lakh. With our investment calculator, you will be able to know the time you will require to achieve the goal.

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