Mutual Fund Insight's June issue is out!

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The allure of quick gains attracts a sizable chunk of investors who gamble away their money on derivatives and IPOs. Unsurprisingly, derivative trading has grown eightfold in the last few years despite 90 per cent of traders losing their money.

When it comes to IPOs, they are a tricky business as well. You only get a one-in-nine chance of bagging an allotment, and your chances get slimmer if the company is a good one. Despite the odds being stacked against the punters, they continue to pour money into these ventures, allowing the losses to pile up.

In our latest cover story, we show you why slow and steady wins the investment race. Taking inspiration from the story of the hare and the tortoise, we bring you two contrasting approaches to investing.

On the one hand, you have the hare that is all for speed and no safety. On the other, you have the tortoise that invests in mutual funds and ramps up his savings rate to reach his financial goals - the recipe for long-term success and wealth.

Here's a sneak peek at what else you'll discover in this issue:

• A much-awaited upgrade to the National Pension Scheme
  In a recent set of changes, the NPS has introduced flexible withdrawal strategies for investors. Additionally, you can choose a pension fund manager for a specific asset class.
  
• Can you still invest in international stocks?
  While all routes for international investing are closed, there is only a narrow gali open—investing in ETFs tracking international indices. But taking that road also comes with a hefty toll.
  
• 'We are overweight on BSFI, Healthcare, and Telecom'
  We interviewed one of the country's top fund managers. She took over the reins at HDFC AMC after the departure of Prashant Jain. Her industry experience has seamlessly translated into sustained performance for her funds.
  
• Started your retirement planning a bit late? Here's what you need to know
  If you are in your mid-40s and nearing retirement age and are worried about how to build a sufficient corpus, we have a great framework that can help you get back on track.
  
• Handpicked funds from Value Research analysts
  Our fund category in focus is aggressive hybrid funds. They offer a trifecta of benefits: predictable equity-debt allocation, tax-efficient auto-rebalancing, and favourable equity taxation. What's more, they are perfect for first-time investors.
  
• Ask Value Research
  You ask, we answer. Read the previous month's answers to some of your most interesting investment-related questions.

As always, we include Mutual Fund and ETF/Index Fund scoreboards to help you make smarter investment decisions. This edition also includes an NPS scorecard.

Mutual Fund Insight is a monthly subscription magazine that covers in-depth information, insight, and analyses of mutual funds and personal finance.

Mutual Fund Insight is available in print and digital format.