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Interest rates of small-savings schemes
| Scheme | Jul-Sep, 2024 | Apr-Jun, 2024 | Jan-Mar, 2024 | Oct-Dec, 2023 | Jul-Sep, 2023 | Apr-Jun, 2023 | Jan-Mar, 2023 |
|---|---|---|---|---|---|---|---|
| PORD 5 year | 6.7 | 6.7 | 6.7 | 6.7 | 6.5 | 6.2 | 5.8 |
| POTD 1 year | 6.9 | 6.9 | 6.9 | 6.9 | 6.9 | 6.8 | 6.6 |
| POTD 2 year | 7 | 7 | 7 | 7 | 7 | 6.9 | 6.8 |
| POTD 3 year | 7.1 | 7.1 | 7.1 | 7 | 7 | 7 | 6.9 |
| POTD 5 year | 7.5 | 7.5 | 7.5 | 7.5 | 7.5 | 7.5 | 7 |
| POMIS | 7.4 | 7.4 | 7.4 | 7.4 | 7.4 | 7.4 | 7.1 |
| PPF | 7.1 | 7.1 | 7.1 | 7.1 | 7.1 | 7.1 | 7.1 |
| SSY | 8.2 | 8.2 | 8.2 | 8 | 8 | 8 | 7.6 |
| SCSS | 8.2 | 8.2 | 8.2 | 8.2 | 8.2 | 8.2 | 8 |
| NSC | 7.7 | 7.7 | 7.7 | 7.7 | 7.7 | 7.7 | 7 |
| KVP | 7.5 | 7.5 | 7.5 | 7.5 | 7.5 | 7.5 | 7.2 |
| RBI Floating Rate Bonds | 8.1 | 8.1 | 8.1 | 8.1 | 8.1 | 7.4 | 7.4 |
| PMVVY* | 7.4 | 7.4 | 7.4 | 7.4 | 7.4 | 7.4 | 7.4 |
|
PORD - Post Office Recurring Deposit
POTD - Post Office Time Deposit POMIS - Post Office Monthly Income Scheme SCSS - Senior Citizen Savings Scheme NSC - National Savings Certificate KVP - Kisan Vikas Patra SSY - Sukanya Samriddhi Yojana PMVVY - Pradhan Mantri Vaya Vandana Yojana* The interest rate mentioned is for investments made until March 2023, as PMVVY was discontinued after that. |
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SBI FD rates
| Tenors | General public | Senior citizens |
|---|---|---|
| 7 days to 45 days | 3.50 | 4 |
| 46 days to 179 days | 5.50 | 6 |
| 180 days to 210 days | 6.25 | 6.75 |
| 211 days to less than 1 year | 6.50 | 7 |
| 1 year to less than 2 years | 6.80 | 7.30 |
| 2 years to less than 3 years | 7 | 7.50 |
| 3 years to less than 5 years | 6.75 | 7.25 |
| 5 years and up to 10 years | 6.50 | 7.50* |
|
Interest rates are applicable for a deposit of below Rs 3 crore as of June 28, 2024. *Including additional premium of 50 bps under the "SBI Wecare" deposit scheme. |
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To get a comprehensive overview of the savings and investment options in India, click here .
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