Another spotlight feature

In the previous part of the story, we learnt about the Dashboard feature present in the My Investments section of our website. This story is all about the Performance feature also present in the aforementioned section.

PERFORMANCE
The 'Performance' page delivers the most powerful performance analytics and comparisons that you can imagine.
A. The time traveller: It lets you select any historical date since you have started investing to see what your portfolio looked like back then, what all you owned, what the returns were, etc. This is a great enabler for those of you who would like to reflect upon how you have evolved as an investor, how your investment behaviour has changed over a period of time or how you reacted to some big event in the past such as the market crash following the subprime crisis. For the readers of 'Mutual fund Insight', just compare where and how you invested before you became an MFI reader versus now. Pleasantly surprised?
B. Gain/Loss: It lets you see the performance of your portfolio as an aggregate, as well as holding wise, across any time period of your choice. You can even choose a custom time period, if you want to analyse how your investments fared between specific dates, say, the last market crash or the subsequent rally.
C. Inflation-adjusted return: This is the real thing. It tells you the 'real' return from your investments after taking away the effect of inflation. And it's at your fingertips! But a note of caution for fixed-deposit (FD) investors - it can seriously dent your love affair with them. Don't believe us? Just map them here and view these numbers.
D. The 'Group By' view: It lets you aggregate the performance numbers based on several parameters such as the AMC, the fund category, Value Research rating, regular versus direct plans, etc. This last one is particularly useful if you're not convinced that switching to direct plans makes a big difference to your wealth. Just make some dummy SIP entries in the direct and regular plans of a fund over the last five-seven years and see the difference in their worth using the 'Group By' filter.
E. Gain/Loss vs: It lets you compare your returns versus several benchmarks such as the BSE Sensex, BSE 500 or even PPF. It tells you how much more or less you have earned versus that benchmark. For example, if you want to know whether your decision to invest in fund XYZ has proved to be more rewarding than investing the same amount (on the same dates) in the PPF, it is right here for you. Remember, this is not a standard performance vs benchmark comparison that you see in fund factsheets. This is a customised comparison tailored to your investment pattern. It's a powerful feature that lays bare the performance promise of mutual funds. You will instantly know whether they have delivered any value for the money they have charged from you in expenses over the years.

There's more to the story. Read it here.